[1]周莉,苏宁*,安蓉,等. 林农小额林权抵押贷款的SWOT战略——以福建、浙江410份林农调查问卷为例[J].西北林学院学报,2015,30(04):315-320.[doi:doi:10.3969/j.issn.1001-7461.2015.04.52]
 ZHOU Li,SU Ning*,AN Rong,et al. SWOT Analysis on the Small Forest Right Mortgage of Rural Household——Based on 410 Questionnaires in Fujian & Zhejiang Provinces[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2015,30(04):315-320.[doi:doi:10.3969/j.issn.1001-7461.2015.04.52]
点击复制

 林农小额林权抵押贷款的SWOT战略——以福建、浙江410份林农调查问卷为例()
分享到:

《西北林学院学报》[ISSN:1001-7461/CN:61-1202/S]

卷:
第30卷
期数:
2015年04期
页码:
315-320
栏目:
出版日期:
2015-07-31

文章信息/Info

Title:
 SWOT Analysis on the Small Forest Right Mortgage of Rural Household——Based on 410 Questionnaires in Fujian & Zhejiang Provinces
文章编号:
1001-7461(2015)04-0315-06
作者:
 周莉苏宁*安蓉谢梦娜
 (北京林业大学 经济管理学院,北京 100083)
Author(s):
 ZHOU Li SU Ning* AN Rong XIE Meng-na
 (School of Economic & Management, Beijing Forestry University, Beijing 100083,China)
关键词:
 SWOT分析法林权小额林权抵押贷款
Keywords:
 SWOT analysis forestry property right small forestry property right mortgage
分类号:
F323.9
DOI:
doi:10.3969/j.issn.1001-7461.2015.04.52
文献标志码:
A
摘要:
 小额林权抵押贷款的研究对有效解决林农资金缺口、提高林农收入、发展林业产业、制订科学的林业公共政策具有重要现实意义。基于福建省和浙江省410户农户的调查问卷,以农户和政策性战略为视角,应用SWOT分析法,对林农小额林权抵押贷款的外部机会与威胁、内部优势与劣势系统予以分析。结果表明,该贷款业务处于有利的政策和经济环境;而贷款涉及机构多、手续复杂,金融机构贷款供给不足,贷款融资方式单一且期限短、利率高,抵押物保险险种单一,保费高且索赔困难,以及抵押物处置困难等内部不利条件,限制了该贷款的发展。由此,林农小额林权抵押贷款处于WO组合,应采用先稳定后发展的战略,最后提出具体制度性建议。
Abstract:
 Researches on small forestry property rights mortgage is of significance for solving farmers′ financing demands, increasing their incomes, improving forestry development, making scientific forestry public policies. Viewing on rural household and policy strategy, applying SWOT method, this paper analyzed strategy of small forest property right mortgage. Based 410 questionnaires from rural households in Fujian & Jiangxi, opportunity and threat around its surrounding, and internal strength and weakness were deeply analyzed. It was found that the current government policies and environment were favorable to conduct the mortgage business. However it still had a lot of limits when households applied for the mortgage, including complex procedures with many institutes, insufficient amount from the bank, limited financing channels, short loan term, higher interests, lack of forest insurance produce and its high cost and hard to claim for compensation. WO strategy was put forward: the mortgage should be stabilized first, and then to be developed. Some suggestions were given.

相似文献/References:

[1]李亚藏,梁彦兰,王庆成. 铅对山梨和山荆子光合作用和叶绿素荧光特性的影响[J].西北林学院学报,2012,27(05):21.
 LI Ya-cang,LIANG Yan-lan,WANG Qing-cheng. Influence of Pb on Photosynthesis and Chlorophyll Fluorescence Characteristics in Pyrus ussuriensis and Malus baccata [J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2012,27(04):21.
[2]张小咏,李佳,杨艳昭,等. 基于SWAT模型的长江源区径流模拟[J].西北林学院学报,2012,27(05):38.
 ZHANG Xiao-yong,LI Jia,YANG Yan-zhao,et al. Runoff Simulation of the Catchment of the Headwaters of the Yangtze River Based on SWAT Model[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2012,27(04):38.
[3]杨红旗,陈广辉,王金林. PVAc改性酚醛树脂制备铝木复合材料研究[J].西北林学院学报,2013,28(01):170.[doi:10.3969/j.issn.1001-7461.2013.01.34]
 YANG Hong-qi,CHEN Guang-hui,WANG Jin-lin. PF Adhesive Modified by PVAc for Manufacturing Technology of Decorative Fiberboard with Aluminum Foils[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):170.[doi:10.3969/j.issn.1001-7461.2013.01.34]
[4]江涛,李秀荣,谢延军,等. 微波预处理对巨尾桉木材渗透性的影响[J].西北林学院学报,2013,28(01):174.[doi:10.3969/j.issn.1001-7461.2013.01.35]
 JIANG Tao,LI Xiu-rong,XIE Yan-jun,et al. Effects of Microwave Pretreatment on the Permeability of Eucalyptus grandis×Eucalyptus urophylla[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):174.[doi:10.3969/j.issn.1001-7461.2013.01.35]
[5]牛晓霆,王逢瑚,曹新民. 明清家具匠师原木下料的工艺原则及措施[J].西北林学院学报,2013,28(01):178.[doi:10.3969/j.issn.1001-7461.2013.01.36]
 NIU Xiao-ting,WANG Feng-hu,CAO Xin-min. Techniques and Principles of Log Cuttings of Furniture Makers in Ming and Qing Dynasties[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):178.[doi:10.3969/j.issn.1001-7461.2013.01.36]
[6]吕金阳,覃卓凯,舒辉,等. 银杉木材构造美学价值[J].西北林学院学报,2013,28(01):183.[doi:10.3969/j.issn.1001-7461.2013.01.37]
 LV Jin-yang,QIN Zhuo-kai,SHU Hui,et al. Esthetical Values in Wood Structure of Cathaya argyrophylla[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):183.[doi:10.3969/j.issn.1001-7461.2013.01.37]
[7]杨艳红,张海敏,孙景荣. 基于传统文化视角的现代家具设计探析[J].西北林学院学报,2013,28(01):188.[doi:10.3969/j.issn.1001-7461.2013.01.38]
 YANG Yan-hong,ZHANG Hai-min,SUN Jing-rong. Study of Modern Furniture Design Based on Traditional Culture[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):188.[doi:10.3969/j.issn.1001-7461.2013.01.38]
[8]黄圣游,叶喜. 新中式家具“中式”传统的界定[J].西北林学院学报,2013,28(01):192.[doi:10.3969/j.issn.1001-7461.2013.01.39]
 HUANG Sheng-You,YE Xi. Definition of Traditional Element in New Chinese Style Furniture[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):192.[doi:10.3969/j.issn.1001-7461.2013.01.39]
[9]韩维生,赵明磊,王宏斌. 基于阈限理论的设计尺度体系[J].西北林学院学报,2013,28(01):197.[doi:10.3969/j.issn.1001-7461.2013.01.40]
 HAN Wei-sheng,ZHAO Ming-lei,WANG Hong-bin. Design Scale System Based on Threshold Theory[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):197.[doi:10.3969/j.issn.1001-7461.2013.01.40]
[10]宋杰,侯建军,申黎明. 按摩椅按摩头包覆层对按摩舒适性的影响[J].西北林学院学报,2013,28(01):202.[doi:10.3969/j.issn.1001-7461.2013.01.41]
 SONG Jie,HOU Jian-jun,SHEN Li-ming. Influence of Massager Coat Layer of Massage Chairs on the Degree of Comfort[J].JOURNAL OF NORTHWEST FORESTRY UNIVERSITY,2013,28(04):202.[doi:10.3969/j.issn.1001-7461.2013.01.41]

备注/Memo

备注/Memo:
 收稿日期:2014-09-16修回日期:2015-01-07
基金项目:教育部人文社会科学研究青年基金项目(11YJCZH258);中央高校基本科研业务费专项资金(RW2011-36)。
作者简介:周莉,女,副教授,博士,研究方向:林业财政与融资政策,林业财务与会计。E-mail:vfvf@263.net
*通信作者:苏宁,女,教授,研究方向:财务管理与管理会计。E-mail:snlsy@sohu.com
更新日期/Last Update: